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Metro Bank – Now Avaliable at Bespoke Finance

We are delighted to inform going into 2015 Bespoke Finance is opening up Metro Bank mortgage offering to be available in all of England and Wales; Metro has opened their doors and no longer limited to London. Metro Bank is

Posted in Buy to Let News, Residential Mortgage News

2014 Stamp Duty Changes

Before 4 December 2014, SDLT was charged as a single percentage of the property price. After 4 December 2014, SDLT is charged at different rates depending on the portion of the purchase price that falls into each rate band. This

Posted in Buy to Let News, Residential Mortgage News

House Price rise by just 0.3% in November

You can read Nationwide full report HERE. The annual pace of house price growth continued to soften in November, falling from 9.0% in October to 8.5%, marking the  third  consecutive month where annual growth has moderated. This is despite house

Posted in Buy to Let News, Residential Mortgage News

Mortgage Market Review (MMR) : Ready for Change?

Bespoke Finance has released New Mortgage Illustration Form early to ensure the main points out of the Mortgage Market Review is in place before the 26 April 2014 implementation date. The MMR began in 2009 as a comprehensive review of

Posted in Buy to Let News, PRelease, Residential Mortgage News

OakNorth – New Lender?

Richard Davies, former Barclays Banker and Chris Dailey former Aldermore group director has secured £20 Million in equity (and backed by a strong investor group) to launch a new bank called OakNorth. The new bank is targeting the buy-to-let market

Posted in Buy to Let News, Residential Mortgage News

95% LTV Mortgage Rate Increase

Yorkshire Building Society raised interest rates across the range last week due to strong demand.  The demand amounted as high as 35% of all applications from first-time buyers. Yorkshire launched 95 per cent mortgages in November independently of the Help to Buy

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Posted in Residential Mortgage News

Help to Buy – Having an effect?

Interesting article at YourMoney that outlines that 95% mortgages with “Help to Buy” is having little effect on the Mortgage Market. 95% LTV mortgages have been available for a long time, the introduction of Help to Buy brought more 95% LTV mortgages

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Posted in Buy to Let News, Residential Mortgage News
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